*,*::before,*::after{box-sizing:border-box}
:root{
  --bg:#ffffff;--bg-alt:#f4f3f1;--ink:#163039;--text:#49525a;--muted:#6f787e;
  --accent:#c0432f;--accent-2:#a5371f;--accent-bright:#e6573c;
  --border:#e7e3dd;--maxw:1080px;
  --font:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--font);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img,svg,video{max-width:100%}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}

.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.93);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--border)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;height:66px}
.brand{display:inline-flex;align-items:center;gap:9px;font-weight:800;font-size:clamp(14px,2.6vw,19px);letter-spacing:-.01em;color:var(--ink)}
.brand-logo{height:32px;width:auto;display:block}
.brand span{color:var(--accent)}

.btn{display:inline-flex;align-items:center;gap:8px;border-radius:999px;padding:13px 24px;font-weight:600;font-size:15px;cursor:pointer;border:1px solid transparent;transition:transform .12s,background .2s,border-color .2s,color .2s;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent-2)}
.btn-light{background:transparent;border-color:rgba(255,255,255,.55);color:#fff}
.btn-light:hover{background:rgba(255,255,255,.12);border-color:#fff}
.btn-sm{padding:9px 16px;font-size:14px}
.btn-lg{padding:16px 30px;font-size:16px}

section{padding:76px 0}
.eyebrow{display:inline-block;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);font-weight:700;margin-bottom:14px}
h1{font-size:clamp(32px,5vw,52px);line-height:1.07;letter-spacing:-.02em;margin:0 0 18px;font-weight:800;color:var(--ink)}
h2{font-size:clamp(26px,3.4vw,38px);line-height:1.12;letter-spacing:-.02em;margin:0 0 14px;font-weight:800;color:var(--ink)}
h3{font-size:20px;margin:0 0 8px;font-weight:800;color:var(--ink)}
p{margin:0 0 14px}
.lead{font-size:clamp(17px,2vw,20px);color:var(--text);max-width:62ch}
.center{text-align:center}
.shead{max-width:60ch;margin:0 auto 44px;text-align:center}

.hero-video{position:relative;display:flex;align-items:center;min-height:560px;overflow:hidden;background:#0f262d;border-bottom:1px solid var(--border)}
.hero-video .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.hero-video .ovl{position:absolute;inset:0;background:rgba(0,0,0,.62);z-index:1}
.hero-video .inner{position:relative;z-index:2;width:100%;max-width:var(--maxw);margin:0 auto;padding:90px 24px;text-align:center;color:#fff}
.hero-video h1{color:#fff;max-width:20ch;margin:0 auto 18px}
.hero-video h1 .hl{color:var(--accent-bright)}
.hero-video .lead{color:rgba(255,255,255,.9);margin:0 auto;max-width:60ch}
.hero-video .cta-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:28px}

.band{background:var(--bg-alt);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cards-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:26px;transition:border-color .25s,box-shadow .25s,transform .12s}
.card:hover{border-color:var(--accent);box-shadow:0 12px 30px rgba(22,48,57,.07);transform:translateY(-2px)}
.card p{color:var(--text);font-size:15px;margin:0}
.step{width:38px;height:38px;border-radius:50%;background:#fbeae6;border:1px solid #f0c8bf;color:var(--accent);font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:14px}

.form-card{max-width:620px;margin:0 auto;background:#fff;border:1px solid var(--border);border-radius:18px;padding:28px;box-shadow:0 14px 40px rgba(22,48,57,.08)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.field.full{grid-column:1 / -1}
.field label{font-size:13px;font-weight:600;color:var(--ink)}
.field input,.field select{padding:12px 13px;border:1px solid var(--border);border-radius:10px;font-size:15px;font-family:inherit;color:var(--ink);background:#fff}
.field input:focus,.field select:focus{outline:none;border-color:var(--accent)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:12px;color:var(--muted);margin:6px 0 18px;line-height:1.5}
.consent input{margin-top:3px;flex:none}
.consent a{color:var(--accent);text-decoration:underline}
.form-card .btn{width:100%;justify-content:center}

.ftr{background:var(--ink);color:rgba(255,255,255,.72);padding:54px 0 30px}
.ftr .brand{color:#fff}
.ftr-top{display:flex;justify-content:space-between;align-items:center;gap:14px 28px;flex-wrap:wrap;margin-bottom:22px}
.ftr-links{display:flex;flex-wrap:wrap;gap:10px 22px}
.ftr-links a{color:rgba(255,255,255,.78);font-size:14px}
.ftr-links a:hover{color:#fff}
.ftr .disclaimer{font-size:12px;color:rgba(255,255,255,.5);line-height:1.6;border-top:1px solid rgba(255,255,255,.14);padding-top:20px;max-width:92ch}
.ftr .copyright{font-size:12.5px;color:rgba(255,255,255,.55);margin-top:18px}
.ftr .copyright a{color:rgba(255,255,255,.75);text-decoration:underline}

.prose{max-width:780px;margin:0 auto;padding:80px 24px 70px}
.prose h1{font-size:clamp(30px,4vw,42px);margin-bottom:8px}
.prose .updated{color:var(--muted);font-size:14px;margin-bottom:30px}
.prose h2{font-size:22px;margin:34px 0 10px;color:var(--ink)}
.prose h3{font-size:17px;margin:20px 0 8px;color:var(--ink)}
.prose p,.prose li{color:var(--text);font-size:15.5px;line-height:1.7}
.prose ul{padding-left:22px;margin:0 0 14px}
.prose li{margin-bottom:7px}
.prose a{color:var(--accent);text-decoration:underline}
.prose strong{color:var(--ink)}
.prose .note{background:var(--bg-alt);border:1px solid var(--border);border-radius:12px;padding:16px 18px;font-size:14.5px;color:var(--text);margin:18px 0}
.backlink{display:inline-block;margin-bottom:22px;color:var(--accent);font-weight:600;font-size:14px}

@media (max-width:860px){ .cards,.cards-4{grid-template-columns:1fr 1fr} }
@media (max-width:560px){
  .cards,.cards-4{grid-template-columns:1fr}
  .form-grid{grid-template-columns:1fr}
  section{padding:56px 0}
  .hero-video{min-height:500px}
}